- April 3, 2020
- Posted by: Ashlyn Rochester
- Category: Public Adjuster
Filing an insurance claim is stressful. Policyholders often don’t know enough about the claims process to be able to negotiate with insurance carriers and what steps to take to ensure they receive a fair payment. That often puts them in a tight spot – get help from an insurance claim professional or accept what the insurance company offers as a settlement. But not all insurance claim professionals are the same! Policyholders should be extra careful when it comes to getting advice on what steps to take to settle their insurance claim, especially when it comes to roofing contractors. That’s why public adjusters exist!
It’s safe to say that most roofing contractors know the in’s and out’s of the insurance claim process since they also help people recover after hail storms. If you already have a great relationship with your contractor, why wouldn’t you take their advice and let them help you with your claim?
While they may be great at installing roofs, they are not so great at fighting against the loopholes your insurance will use. Besides, state laws prevent roofing contractors from legally being able to negotiate with insurance companies on your behalf. If you do allow a roofing contractor to negotiate your claim, you will be putting yourself and your claim settlement at risk.
How can you avoid this situation? Hire a licensed claim professional. Here’s what to look for:
What To Look For In An Insurance Claim Professional or Public Adjuster
1. Experience In Your Type Of Claim
Insurance policies, coverage amounts, and type of loss can vary dramatically; that’s why it’s important to hire an insurance claim professional with experience in the kind of damage you’ve suffered.
2. Check License Information
Public Adjusters must be licensed to work in the state of Texas. Make sure the Public Adjuster you are choosing has the proper certifications and license information.
3. Ask For References
Just like with any other type of business, you’ll want to check references and reviews before you sign on the dotted line.
After a major significant weather event, it’s not uncommon for people and companies to come out of the woodwork to “help” policyholders with their insurance claims. Making sure you are only hiring a licensed claim professional is one way to protect yourself and your wallet!
About Alpha’s Public Adjusters
At Alpha Public Adjusters, we know that filing an insurance claim can be stressful and time-consuming. We are proud to offer policyholders with expert level support, and guidance through complex insurance claims to reduce stress and help the process to recovery start sooner. Get in touch with us today to learn more and get a free claim review.
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